The Truth of Obama Care

Obama care 1 The Truth of â€Å"Obama Care† American National Government/ POL201 Nicole Emery Instructor: David Williams Obama Care 2The Truth of â€Å"Obama care† Obama Care is the unofficial name for The Patient Protection and Affordable Care Act which was signed into law on March 23, 2010. In a more general sense Obama Care and the Health Care for America Plan or any such name is a reference to the ongoing health care reform under President Obama. (http://obamacarefacts. com/whatis-obamacare. php) The ACA is landmark legislation designed to increase access to health care coverage for millions of Americans. Wizemann,2011) This legislation represents one of the largest and most comprehensive reforms to the American health care system since the enactment of Medicare and Medicaid in 1965. The ACA seeks to extend coverage to roughly 50 million uninsured Americans, slowing down the growth in the cost of health care, and improving the quality of care health care by chan ging the delivery system. ( Some people who oppose the Act are concerned that it gives the Federal government too much control over personal health care decisions and benefits, forcing a complex one-size-fits-all health system onto the states.Some people who are in favor of the Act want lower health care costs overall by making it affordable for more people. The Patient Protection and Affordable Care Act of 2010 significantly changed health care in the U. S. , making insurance available to 32 million more Americans — a total of 95% of the legal population. The Act, is being phased in over four years. By 2014, every citizen will be required to have health insurance, or face a penalty. However, they can choose how to get coverage.If they already have a plan, either through their employers, Medicaid, Medicare, or privately, they can keep it. Those who can't currently get health insurance will have additional options. They can purchase it from a state-based health insurance excha nge (and possibly get subsidy) or they may be eligible under expanded Medicare guidelines. Obama Care 3 The program is originally designed to add to the federal budget $930 billion dollars.The act was designed to offset the budget by lowering payments to hospitals, Increasing Medicare taxes on higher income households, assessing penalties on employers who don't offer, and individuals who don't take, health care insurance, assessing taxes on various health related activities, and reducing overhead by consolidating the higher education loan program with the Pell Grant program. Although there has been tremendous opposition before; during and after its becoming law, the Supreme Court ruled it was constitutional that all U.S. citizens must purchase health care insurance from a private carrier, or pay a penalty, is for the right for congress to impose a tax. Even with our house of representatives trying numerous times to repeal the law and still keeps getting over ruled. The opposition h as been so great that many Americans think the law has already been repealed. I am sure you are asking yourself what does this mean, when does this come to affect and how does this affect you? Here are the changes that happened in 2010.Medicare beneficiaries who fell into the Medicare Part D Prescription Drug â€Å"donut hole† received a $250 rebate. They received a 50% discount on brand name drugs in 2011 and the doughnut hole are eliminated in 2020. Children were allowed to stay on their parents' health insurance until they turn 26. New private plans were required to cover preventive services with no co-payments, and they are exempt from deductibles. Consumers who applied to new plans have access to an external appeals process if coverage is denied. Insurance ompanies were prohibited from dropping coverage if someone got really sick. They couldn't create lifetime coverage limits. They could no longer deny coverage to children with pre-existing conditions. The same will appl y to adults in 2014. Until then, adults with pre-existing conditions who have been denied coverage will get access to temporary health insurance coverage until the exchanges is set up. These are the changes that happened in 2011Medicare-covered preventative services were Obama Care 4 xempted from deductibles and the co-pay was eliminated. Insurance companies must prove they spent at least 80% of the premium payments on medical services, rather than on things like advertising and executive salaries. Those that didn't were required to provide rebates to policyholders. States were funded to require health insurance companies to submit justification for all rate hikes. Funds were expanded to increase the number of doctors and nurses, and more community health centers — enough to double the number of patients they can treat in the next five years.These are future changes to look forward to. Medical expenses must be at least 10% of income before they are deductible for those under 65. Manufacturers and importers of medical devices will pay a 2. 3% excise tax. Federal funds will increase to allow Medicaid to offer free preventive services, and to extend CHIP for an additional two years. The Federal government will fund states to pay primary care physicians 100% of the Medicare fee. Medicare will start a pilot program to encourage hospitals to bundle services before submitting for payment.Additional taxes will be paid by the 1 million people who make more than $200,000 and the 4 million couples filing jointly who make more than $250,000. Specifically, they would pay 3. 8% Medicare taxes on dividends, capital gains, rent and royalties and 2. 35% (up from 1. 45%) Medicare taxes on income. In 2014, the state-run health exchanges will be set up. Medicaid eligibility will be expanded to include those with incomes up to 133% of the Federal poverty line ($29,000 for a family of four). New subsidies will become available for with incomes up to 400% of the poverty leve l ($88,000 for a family of four).Those who don't purchase insurance will be assessed penalties: 2014 – The greater of $95 or 1% of income. 2015 – $325 or 2% of income. 2016 – $695 or 2. 5% of income. Businesses with 50+ workers must pay $2,000 per worker (except for the first 20) if they don’t offer health insurance. Those that do receive a tax credit of 50% of the premium cost. (Donmoyer, 2012 ) Obama Care 5 References: Wizemann, Theresa.Health Literacy Implications for Health Care Reform: Workshop Summary. Washington, DC, USA: National Academies Press, 2011. p 5. http://site. ebrary. com/lib/ashford/Doc? id=10488622;ppg=19 Copyright  © 2011. National Academies Press. All rights reserved. http://obamacarefacts. com/whatis-obamacare. php The Affordable Care Act Turns Two,Lee Goldberg, Sabiha Zainulbhai, http://www. nasi. org/discuss/2012/03/affordable-care-act-turns-two? gclid=CLOuyv-9vrICFURxQgod3TwALA March 2012 HealthReform. gov, Ryan Donmoyer, â₠¬Å"New Health Care Taxes,† Bloomberg, March 22, 2010) Article

Newark International Airport Essay Example | Topics and Well Written Essays - 2500 words

Newark International Airport - Essay Example By this time the United States Government had spent $15.1 million apart from $8.2 million spent by the City of Newark on construction and development. It was only in 1948 that the Port Authority took up the responsibility for operation and development. In the 1950’s, the Port Authority added an instrument runway, a terminal building, a control tower and an air cargo center. In 1973 the Central Terminal Area was constructed and opened. Runway 4L-22R was opened in 1970 but was rebuilt and restarted in 1973. The Port Authority Administration Building, the Central Heating and Refrigeration Plant, a Fuel Storage Tank Farm, taxiways and roadways also started operations in 1970s. A two-building maintenance complex housing airport construction and repair equipment, a large runway snow removal and de-icing, and a command center for snow emergencies was constructed in 1989. The first administrative building of Newark Airport was built in 1935, now known as Building 51 (HPO, 2004). When this building was completed, it was the most important airport in the world. In 2000, the Historic Preservation Office, attempted to save this historic building. In late 1990s, when the Port Authority had requested approval from the Federal Aviation Administration (FAA) to lengthen the main runway at Newark Airport, they ensured that the old Airport Administration Building, which sits at the north end of the main runway would be protected for the future. Unfortunately, with the runway expanded, Building 51 could no more be used for Public service with flights landing and taking off right in front of the office. Because of its historic importance study was conducted to see if this building could be relocated elsewhere within Newark airport. With the support and help of many individuals agencies, this historic building could be relocated and rehabilitated and is now open t o visitors at Newark Airport. The last decade brought forth great expansions at the airport as air

Children are victims of TV Research Paper Example | Topics and Well Written Essays - 750 words

Children are victims of TV - Research Paper Example Watching television by the young children was considered by the analysts as cognitively passive (Kirkorian, Wartella, and Anderson 40). According to (Singer), the busyness created by watching television forms a sensory bombardment which generates a range of orienting responses which affect the reflection as well as cognition. This hinders children’s ability to process the content of television and learn from it. According to (Groebel), media has a big role in the formation of world views, world beliefs, cultural orientations, and the way values and images are distributed globally. (Huesmann and Eron) attribute the scapegoat role of television to the acceleration of violent crime as it has entered the homes of children. Watching television not only affects the academic and social life of children, it also spoils their habits. The research carried out by (Pine and Nash 529) led them to the conclusion that English children that view the television in general and particularly thos e who watch it alone are socialized in such a way that they become consumers at a very early stage in their life. â€Å"Young children have a limited understanding of commercial markets, and are unaware that advertisements are motivated out of a desire for profits† (Pine and Nash 530). They want to spend money and because they cannot get enough from their parents, their relationship with their parents distorts. Watching a lot of television increases children’s tendency to become criminals. It raises their aggression which they display in their schools and are likely to join gangs to participate in violence as they grow up. A study done by (Eron cited in Slotsve et al. 26) revealed that children that watched the most movies and television during their childhood had more tendency to be convicted of violent felonies or get arrested. Likewise, a research carried out by (Bogart) led to the finding that 22 per cent of the 100 criminals involved in the research had imitated t he acts of crime they had seen before over the television. Watching television affects the academic performance of the children in a bad way. Many research studies have tested this hypothesis that the attention spans of the children are shortened because of watching television (Singer; Healy). According to (Christakis et al.) and (Hartmann), watching a lot of television increases children’s vulnerability to a lot of complicated conditions like hyperactivity, attention and other issues of impulsivity. Likewise, (Koolstra and Van der Voort) concluded from their research that watching television leads the children to reduction of concentration in studies and lack of reading. Some studies have shown that watching television can be good for the academic performance of children. Most of these studies (Gentzkow and Shapiro) and (Fisch) have emphasized the role of educational programs in increasing children’s learning. However, the fact is that these educational programs make very less in proportion to the overall different kinds of programs shown on the television. Children are generally more interested in watching cartoons, commercials, and movies than the educational programs. Consequently, the negative effects of watching those programs entail. With proper intervention, it is possible to reduce the negative effects of television on children. In their research, (Rosenkoetter, Rosenkoetter, and Acock) made an attempt to reduce the negative effects of television violence on the lives of school-going children. The

Wrtie an executive summary based on Why It's So Hard to be Fair for Essay

Wrtie an executive summary based on Why It's So Hard to be Fair for your supervisor who is having trouble rallying his team - Essay Example ve the underlying reasons as to why employees are being laid off or if they do, time is not taken to allow for questions or even employees’ input on the matter. Firm B employees are further advanced good layoff packages as a sign of consolation. The employees of company B later file law suits claiming unlawful layoffs while none or just a few from firm A file similar suits (122-23). Firm B fund itself using a lot of resources in the lawsuits over and above the funds and benefits granted to the laid off workers. The difference in the above outcome was solely based on the approach taken to handle the situation and this is in regards to process fairness. This entails the manager treating the employees fairly and for the employees to feel that they have been treated as so. After the layoffs it was noted that for firm A the productivity increased for those who were left while in firm B it reduced. This therefore means that the employees who were left were affected by either in a positive manner or negatively. Those of firm A increased productivity because they believed that they had a responsibility toward enhancing organisational growth and felt that if they fail to work hard everyone stands to lose in one way or the other. In firm B workers felt that the laying off process was unjust as no much explanation was give and this reduced their morale a great deal (Brockner 123). As seen above time, resources and productivity was lost simply because the manager in firm B did not take time to be courteous enough to explain the issue at hand or even listen and discuss the situation with employees. The firm also ended up losing a great deal of money in the process. Employees need to feel in such situations their views are taken into consideration as well as their plight. This calls for the management to involve employees in decision making more so in areas that will affect their wellbeing. This scenario is also true with customers who need to feel that they have been

Western civilization.The rise of Adolf Hitler and Joseph Stalin. Rise Essay

Western civilization.The rise of Adolf Hitler and Joseph Stalin. Rise of Islamic Fundamentalism - Essay Example The study of history can be tedious and cumbersome to most people but provides many of the important lessons and insights that learning from the past offers to anyone interested in it. This is because knowledge of the various social, economic and political events in the past gives and also provides a guide for the future events as well which prevents committing or repeating the same mistakes or errors. Interpretation of the past is a requisite to have a better grasp of today's events, putting them in the right perspective, context, or understanding enabled with the benefit of hindsight. This paper presents four major historical events which still influenced present events despite the passage of several years. Discussion The four major events were the rise of radical totalitarian dictatorships out of the chaotic political and economic conditions at the turn of the twentieth century, which in turn produced important political figures like Hitler and Stalin who took advantage of those c onditions to change the course of world history, the women's movement (sometimes termed as feminism) that originally grew out of the black American civil rights movement and aimed to improve the lot of women like the right of suffrage and lastly, the rise of Islamic fundamentalism or extremism that saw its culmination in the September 11 terrorist attacks and the war in Afghanistan today. The Rise of Adolf Hitler and Joseph Stalin Totalitarian dictatorships are political systems in which only one person or a small group of just a few persons control the levers of political machinery and the government. Radical totalitarian dictatorships in this regard are political systems in which the government or the state controls all aspects of the life of its citizens, including their private lives, hence the term totality is a reference to state control of all sectors of society, everything for the state and nothing is against the state (as the saying goes). A dictatorship is a form of author itarianism, in which only a junta, a committee or a small group composed of members of the political elites, hold power by virtue of their authority but implies not all social institutions are totally under state control. The radical term as used here denotes only one person holds all the powers, like Stalin was in Russia. Adolf Hitler was a German politician who was born in Austria (1889-1945) and he rose to power through the Nazi Party of Germany (NSDAP). He was a decorated World War I hero; he was imprisoned briefly in 1923 for a failed coup d'etat but once released the next year, quickly rose in the party ranks due to his populist ideas of pan-Germanism (extreme nationalism), anti-semitism (hatred of Jews) and strong anti-communism views. He was also a terrific orator and is able to convince the German population of his ideas, especially those repudiating the terms of the Treaty of Versailles (peace treaty in WWI) as pretty onerous to the German economy. He went on re-arming Ger many in violation of this peace treaty and seized adjoining territories in pursuit of his Lebensraum policy (expanding the living space of Germans), with Germany becoming one party dictatorship under Nazism (nationalist socialism). Germany was able to control most of the European continent and North Africa during the height of its military successes, but Hitler and his wife committed suicide in April 1945 to avoid capture by Red Army forces prior to defeat. Joseph Vissarionovich Stalin was one of the original Bolshevik revolutionaries who had fought in the Russian Revolution of 1917 that brought down the Russian monarchy and considers himself as the rightful heir of Vladimir Lenin by eliminating most of his serious rivals, primarily Leon Trotsky who was assassinated in Mexico City in 1940 as a threat to Stalin's own ambitions. Stalin was

Identify the specific and unique culture of social networking Annotated Bibliography

Identify the specific and unique culture of social networking - Annotated Bibliography Example The article concludes that there exist distinct differences among those individuals that use various forms of social sites. It was found most of the Facebook users came from a privileged background as compared to MySpace users. Moreover, the academic achievement determined individual preference to any particular social site. The difference was most common among teenagers. The insight on this culture has been through the usage of social sites. By using the sites, I have come to realize that certain social sites are a reflection of groups such as professionals, academics, and celebrities. For example, joining some site that does not fit your group makes it difficult to interact and communicate with those that are well suited in that site. Bode, Leticia, Vraga, Emily, Borah, Porismita and Shah, Dhavan. â€Å"A New Space for Political Behavior: Political Social Networking and its Democratic Consequences.† Journal of Computer-Mediated Communication. Wiley.com. Web 17 February 2013. . The article notes on increased political participation due to social networking sites. Moreover, the authors note that the majority of these sites have received a high concentration of young people. The authors further notes that there is growing political realm on the sites. The authors seek to note what has encouraged people participating in the sites to engage in political discourse. Moreover, they seek to establish what the effects of increased political participation. On the other hand, the author notes that there has been increased use of the sites among the politicians. Further, they note that the sites have been significantly used as a political tool in various parts of the world. The authors conclude that the use of social sites by young people has led to increased relevance in the political arena. Moreover, they note that these sites have increased the level of

600 ML pepsi Essay Example | Topics and Well Written Essays - 1250 words

600 ML pepsi - Essay Example He introduced it as Brad’s Drink and later renamed it Pepsi after enzyme Pepsin and the kola nuts ingredients (Stoddard, 1997). Pepsi, introduced as a cough syrup in America, sold in the pharmacies. Everyone liked the taste of the syrup. In 1909, Pepsi was licensed to process, bottle and trade in more than 24 states in the United States. It introduced its products in a 6.5 ounce bottle. Endorsement of the original application for Pepsi trademark took place in 1903 after an application in 1902 (Stoddard, 1997). Pepsi gained recognition in 1936 after the introduction of the 12 ounce bottle during the great depression. In 1950, there were slight changes in the Pepsi cola formula and calories and sweetness were also slightly altered in Pepsi cola. In 1957, the marketing team changed the bottle appearance of Pepsi cola to a new and attractive bottle and introduced new products, i.e. Mirinda and Teem. Currently, Pepsi cola is available in each and every country and is available to more than hundred million consumers in Asia as well as Africa and Europe (Stoddard, 1997). Distribution of Pepsi products in Abu Dhabi is indirect. Through the capital of the United Arab Emirates, Pepsi has a market share of 67 percent while Coca cola has a market share of 35 percent (Louis & Yazijian, 1980). This data fluctuates with periods and most of the times Pepsi is at par with coca cola, the biggest competitor. Pepsi dominates Abu Dhabi’s soft drink market. According to Harrell (2008), marketing environment refers to the forces and factors that influence a company’s aptitude to create and sustain healthy and successful relationships with customers. Marketing environment consists of the macro environment and the micro environment. The microenvironment refers to the factors and forces that are close to the company and influence the way the company serves its customers. This includes the suppliers, marketing intermediaries, customer markets and the competitors.